RESOURCE CENTER

Navigator Investor Education 

A well-prepared and educated client is more likely to reach their financial goals. 

  • Hard facts about the futility of market timing
  • Why market timing is impossibly difficult
  • Evidence of timing’s negative consequences
  • How to ensure long-term investment success
  • Understand the different fees that are charged for professional investment management
  • Learn for themselves how fees add up
  • Demonstrate how lower costs can affect performance over time
  • Understand what diversification is and why it’s important
  • Learn how the process of diversification benefits them
  • See how a diversified portfolio can be tailored to their needs
  • Understand what factors are and the research behind them
  • Learn about the performance edge factors have provided
  • See how factors can be used in a portfolio to benefit them
  • Understand the opportunities offered by the global markets
  • Learn how global markets can complement one another
  • See how global markets may benefit long-term investors
  • Understand the difference between growth and value stocks
  • The rationale for diversifying among growth and value
  • Compare how growth and value have performed through the years
  • Understand how market capitalization is determined
  • Learn how the performance of different market caps varies
  • See the benefits of diversifying among market caps
  • Understand how important their behavior is to success in investing 
  • Learn the best ways to prepare for the ups and downs of investing
  • See how important it is to stay invested in their portfolios
  • Understand the complexity of building and managing even “elegantly simple” portfolios
  • Learn how easy it is to underestimate the difficulty and ongoing work involved in portfolio management
  • See how many important decisions are involved and how a skilled manager can have a positive impact on their portfolio
  • Understand what causes investors to abandon their strategies 
  • Learn why abandoning a portfolio in the face of bad news is a mistake
  • See how their behavior own will determine their investment success
  • Understand ETFs and how they work
  • Learn how ETFs can be used in their portfolio
  • See how ETFs can help them reach their long-term financial goals
  • Understand how US and International markets are priced relative to each other
  • Learn what factors can affect international markets
  • See how holding international stocks can benefit their portfolio
  • Understand what tax loss harvesting is and issues to keep in mind
  • Learn how they can benefit from tax loss harvesting
  • See examples of how tax loss harvesting works
  • Understand what rebalancing means
  • Learn how it works and why it is used
  • See how rebalancing can benefit their portfolio
  • Understand the value and uses of gold throughout history
  • Learn how gold compares to other investments
  • See how gold can affect a portfolio
  • Understand what TIPS are
  • Learn the advantages and disadvantages
  • See examples of TIPS vs. other securites
  • Understand the different kinds of risk
  • Learn the risks of concentrated positions
  • See examples of the research
  • Understand how each approach has evolved over time
  • Learn the economics of dividends and distributions
  • See data and examples of how each approach can affect assets
  • Understand the performance of different term bonds
  • Learn how volatility can change
  • See how each can affect portfolios
  • Understand what inflation is and some of the causes
  • Learn about different inflation regimes throughout history
  • See how different investments fare in inflationary environments
  • Understand what tax alpha is
  • Learn about tax alpha is calculated
  • See how tax alpha can affect portfolios
  • Understand what tracking error is
  • Learn about how tracking error is measured
  • See how tracking error can affect performance
  • Understand  how difficult it is to predict the market
  • Learn strategies for reducing risk
  • See results of real studies
  • Understand what direct indexing is
  • Learn how it is utilized and why
  • See some of the side effects to consider
  • Understand the evidence in the markets
  • Learn how stock performance can change from year to year
  • See various examples from actual market performance
  • Understand all the ways an advisor can help them.
  • Learn the tangible and intangible benefits of working with a financial advisor.
  • See the results of studies quantifying the value of a good financial advisor.
  • Understand some of the potential problems
  • Learn the main challenges
  • See the historical record
  • Understand what factors are and the research behind them
  • Learn about the performance edge factors have provided
  • See how factors can be used in a portfolio to benefit them

The information contained herein does not constitute investment advice or a solicitation. This article is for dissemination of general information only. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Investments are not guaranteed and are subject to investment risk, including possible loss of the principal amount invested. Past performance is no guarantee of future results.